• What happens to my pension? Cottage? Business?
  • How am I going to get through this?
  • When will I stop feeling sad? Ashamed?
  • How will we split everything?
  • How will we tell the children?
  • What will everyone think?
  • What about the kids?
  • Does it have to be a big court battle?
  • Do we have to sell the house?
  • How am I going to pay the bills?
Brophy Financial Planning
Credentials & Experience

B.A. Economics

CFP Certified Financial Planner

CLU Chartered Life Underwriter

FDS Financial Divorce Specialist

Interdisciplinary and 30 hours of mediation training

Texas Lone Star Training

Train the Trainer Workshops

The Collaborative Advtange

Joyce Owen

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Joyce is a Certified Financial Planner

and has specialized in the field of

divorce financial planning

(Financial Divorce Specialist).

She trained under Carol Ann

Wilson and was one of the

first in Canada to receive the

designation.  Joyce has been trained

in the financial and tax issues of

divorce. Joyce works with divorcing

couples or spouses and their

lawyer(s) to help them make an

informed decision.  Joyce has

extensive training in Collaborative

divorce and works with couples,

lawyers, and therapists, to provide

an unbiased assessment of their

finances and help them understand

their settlement scenarios.  Joyce is a

guest lecturer at the University of

Ottawa Faculty of Law (CFL course)

and is a trainer at Interdisciplinary

collaborative practice workshops.

She is the current treasurer of

Collaborative Practice Ottawa and

serves on the Board of Directors of

the Ontario Collaborative Law

Federation (OCLF).



The collaborative approach gives a

couple the opportunity to settle

their financial and family issues

in an environment that encourages

resolutions that work in the best

interest of the spouses and family.

A win-win approach.

— Joyce Owen

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Sault Ste. Marie
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